Terms of Use​


This website provides information about Garcia Risk Management, Inc.

Intended Audience

Adults should use this website’s content. We don’t intend for minors to use this website.

User Agreement

As a user of this website, you agree not to:

  • Use the site inconsistent with any applicable laws or regulations
  • Harm our site
  • Use our content without our permission


We try hard to present only the correct information, but the website may inadvertently contain typographical errors, inaccuracies, or omissions.
We reserve the right to correct any errors, inaccuracies or omissions, and to change or update the information on the website at any time without prior notice.
If you use the information you found on this website, you are assuming responsibility for your actions. We are not liable for what you do after reading this content.


Users of this website are responsible for their actions; if users disagree with our Terms of Use, they should not use our website.

Last Updated on January 5, 2021