Risk-Focused Compliance Management.

About Us:

Garcia Risk Management, Inc. provides cost-effective risk-focused compliance management support services to community financial institutions.

Outsourced Compliance Services

Risk Assessments

  • Compliance
  • Product & Services
  • Staffing Assessments
  • Tool Administration
  • Mergers and Acquisitions

    • Regulatory

  • Project Management
  • Exam Preparation
  • Corrective Actions
  • Emerging Issues
  • HMDA Data Validation

    • Documentation

  • Style Guides
  • Templates
  • Policy & Procedures
  • Action Plans
  • Gap Assessments

    • Training

  • Program Review
  • Committee Facilitation
  • Board Development
  • Staff Education
  • Needs Assessments

    • Our Team

    Lorraine Garcia - Garcia Risk Management
    Lorraine Garcia
    President

    Lorraine is the owner of Garcia Risk and has created a productive team with complementing talents and skills.  With community banking and regulatory experience throughout Southern California, Arizona, and Nevada, she is a California Bankers’ Association Compliance Graduate, ABA Certified Regulatory Compliance Manager, ABA Certified Enterprise Risk Professional, and NACHA Accredited Payments Risk Professional.

    Joanna Vilim - Garcia Risk Management
    Joanna Vilim
    Project Manager

    Joanna is a former FDIC Bank Examiner and has worked in software development as an analyst, tester, project manager, and technical writer for regulatory agencies and financial technology providers.  Joanna has a BBA in Accounting from Texas Tech University, an MS in Computer Science from Marymount University, and is an ABA Certified Enterprise Risk Professional.

    ABA CRCM Certification
    NACHA APRP Certification
    ABA CERP Certification