Risk-Focused Compliance Management.

About Us:

Garcia Risk Management, Inc. provides cost-effective risk-focused compliance management support services to community financial institutions.

Outsourced Compliance Services

Risk Assessments

  • Compliance
  • Product & Services
  • Staffing Assessments
  • Tool Administration
  • Mergers and Acquisitions
  • Regulatory

  • Project Management
  • Exam Preparation
  • Corrective Actions
  • Emerging Issues
  • HMDA Data Validation
  • Documentation

  • Style Guides
  • Templates
  • Policy & Procedures
  • Action Plans
  • Gap Assessments
  • Training

  • Program Review
  • Committee Facilitation
  • Board Development
  • Staff Education
  • Needs Assessments
  • Our Team

    Lorraine Garcia - Garcia Risk Management

    President/Owner has formed a highly productive team with complementary talents, experience, and skills in community banking and compliance regulation. She is a California Bankers’ Association Compliance Graduate, a NACHA Accredited Payments Risk Professional, and has ABA certifications: Certified Regulatory Compliance Manager, Certified Enterprise Risk Professional, and Certified Anti-Money Laundering & Fraud Professional.

    Project Manager

    Former FDIC Bank Examiner has also worked in software development in testing, business system analysis, project management, and as a technical writer for regulatory agencies and financial technology providers. She has a BBA in Accounting from Texas Tech University, an MS in Computer Science from Marymount University, and is an ABA Certified Enterprise Risk Professional.

    Sr. Compliance Analyst

    Banking professional with over thirty years of experience in external audit, management, and loss prevention, focusing on Branch and Central Operations, Human Resources, Electronic Banking, Remote Deposit Capture, Mobile Banking, ACH, and Deposit Compliance Regulations, including the Bank Secrecy Act. She takes pride in developing long-term client relationships and delivering an exceptional audit product.