Risk-Focused Compliance Management.
Garcia Risk Management, Inc. provides cost-effective risk-focused compliance management support services to community financial institutions.
Outsourced Compliance Services
Lorraine is the owner of Garcia Risk and has created a productive team with complementary talents, experience, and skills in community banking and compliance regulation. She is a California Bankers’ Association Compliance Graduate and has certifications from NACHA as an Accredited Payments Risk Professional and from the American Bankers Association as a Certified Regulatory Compliance Manager, Certified Enterprise Risk Professional, and Certified Anti-Money Laundering & Fraud Professional.
Joanna is a former FDIC Bank Examiner and has worked in software development as an analyst, tester, project manager, and technical writer for regulatory agencies and financial technology providers. Joanna has a BBA in Accounting from Texas Tech University, an MS in Computer Science from Marymount University, and an American Bankers Association Certified Enterprise Risk Professional.