Risk-Focused Compliance Management.

About Us:

Garcia Risk Management, Inc. provides cost-effective, risk-focused compliance management outsourced support services for community financial institutions. Our expertise can advise board directors, audit committees, management, and regulatory compliance staff.

Risk-Focused Compliance Management Services

Risk Assessments

  • Compliance
  • Product & Services
  • Staffing Assessments
  • Tool Administration
  • Mergers and Acquisitions
  • Regulatory

  • Project Management
  • Exam Preparation
  • Corrective Actions
  • Emerging Issues
  • HMDA Data Validation
  • Documentation

  • Style Guides
  • Templates
  • Policy & Procedures
  • Action Plans
  • Gap Assessments
  • Training

  • Program Review
  • Committee Facilitation
  • Board Development
  • Staff Education
  • Needs Assessments
  • Our Team

    Lorraine Garcia - Risk-Focused Compliance Management

    Lorraine has formed a highly productive team with complementary talents, experience, and skills in community banking and compliance regulation. She is a California Bankers’ Association Compliance Graduate, a NACHA Accredited Payments Risk Professional, 2022 Wespay Star, and she has several ABA certifications: Certified Regulatory Compliance Manager, Certified Enterprise Risk Professional, and Certified Anti-Money Laundering & Fraud Professional.

    Joanna Vilim - Risk-Focused Compliance Management
    Project Manager

    Joanna is a former FDIC Bank Examiner and has also worked in software development in testing, business system analysis, project management, and as a technical writer for regulatory agencies and financial technology providers, including Continuity, Fiserv, and KForce Government. She has a BBA in Accounting from Texas Tech University, an MS in Computer Science from Marymount University, and is an ABA Certified Enterprise Risk Professional.