Risk-Focused Compliance Management.

About Us:

Garcia Risk Management, Inc. provides cost-effective risk-focused compliance management support services to community financial institutions.

Outsourced Compliance Services

Risk Assessments

  • Compliance
  • Product & Services
  • Staffing Assessments
  • Tool Administration
  • Mergers and Acquisitions
  • Regulatory

  • Project Management
  • Exam Preparation
  • Corrective Actions
  • Emerging Issues
  • HMDA Data Validation
  • Documentation

  • Style Guides
  • Templates
  • Policy & Procedures
  • Action Plans
  • Gap Assessments
  • Training

  • Program Review
  • Committee Facilitation
  • Board Development
  • Staff Education
  • Needs Assessments
  • Our Team

    Lorraine Garcia - Garcia Risk Management
    President

    Lorraine is the owner of Garcia Risk and has created a productive team with complementary talents, experience, and skills in community banking and compliance regulation.  She is a California Bankers’ Association Compliance Graduate and has certifications from NACHA as an Accredited Payments Risk Professional and from the American Bankers Association as a Certified Regulatory Compliance Manager, Certified Enterprise Risk Professional, and Certified Anti-Money Laundering & Fraud Professional.

     

    Joanna Vilim - Garcia Risk Management
    Project Manager

    Joanna is a former FDIC Bank Examiner and has worked in software development as an analyst, tester, project manager, and technical writer for regulatory agencies and financial technology providers.  Joanna has a BBA in Accounting from Texas Tech University, an MS in Computer Science from Marymount University, and an American Bankers Association Certified Enterprise Risk Professional.