Privacy Policy


Garcia Risk Management, Inc. (Company) is committed to maintaining robust privacy protections for its users. We designed the Privacy Policy to help you understand how we collect, use, and safeguard the information you provide to us and help you make informed decisions when using our Site.  


For purposes of this Policy, “Site” refers to the Company’s website,

“Garcia Risk” is used as our trade name as a shortened version of the Company’s legal name, Garcia Risk Management, Inc.

Our Site contains information on our Company, but we do not provide our services through the website.  

The terms “we,” “us,” and “our” refer to the Company.

“You” refers to you as a user of our Site. 

By accessing our Site, you accept our Privacy Policy and Terms of Use; you consent to our collection, storage, use, and disclosure of your Personal Information as described in this Privacy Policy.


We collect Non-Personal Information and Personal Information.

Non-Personal Information:

Non-Personal Information includes information that cannot be used to identify you. This information includes anonymous usage data, general demographic information, referring/exit pages and URLs, platform types, preferences submitted or generated based on data submissions, or the number of clicks.

To improve our Site’s quality, we track browser data, such as the website you came from (known as the “referring URL”), the browser type, the device used, the time and date, and other information that does not personally identify you. 

We track this information using cookies or small text files that includes a unique anonymous identifier. Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis. The Site may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser. 

Personal Information:

Personal Information includes your name and email address if you email us.


Non-Personal Information:

In general, we use Non-Personal Information to help us improve the Site and customize the user experience. We also aggregate Non-Personal Information to track trends and analyze use patterns on the Site. This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Information, and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers, and other third parties at our discretion.

If our Company merges or another company acquires it, your Personal Information may be included in the assets transferred. You acknowledge and consent that such transfers may occur and are permitted by this Privacy Policy and that any acquirer of our assets may continue to process your Personal Information as outlined in this Privacy Policy. If our information practices change at any time in the future, we will post the policy changes to the Site so that you may opt-out of the new information practices. 

Personal Information:

Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent, or otherwise share for marketing purposes your Personal Information with third parties without your consent. Those vendors use your Personal Information only at our direction and following our Privacy Policy.

In general, the Personal Information you provide helps us communicate with you. For example, we use Personal Information to contact users in response to questions, solicit feedback from users, provide technical support and additional information.  

We may share Personal Information with outside parties if we have a good-faith belief that access, use, preservation, or disclosure of the information is reasonably necessary to meet any applicable legal process or enforceable governmental request.  


We implement security measures designed to protect your information from unauthorized access. We further protect your information from potential security breaches by implementing specific technological security measures, including secure socket layer technology. However, these measures do not guarantee that information will not be accessed, disclosed, altered, or destroyed by a breach of such security measures. By using our Site, you acknowledge that you understand and agree to assume these risks.


As part of our Site, we may provide links to other websites or applications. However, we are not responsible for those websites’ privacy practices or the information or content they contain. This Privacy Policy applies solely to information collected by us through the Site. Therefore, this Privacy Policy does not apply to your use of a third-party website accessed by selecting a link on our Site. To the extent that you access or use the Site through or on another website or application, then that website’s or application’s privacy policy will apply to your access or use of that website or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.


Articles on this Site may include embedded content (e.g., videos, images, articles, etc.). Embedded content from other websites behaves in the same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and logged in to that website.


We don’t market our services or direct this Site to anyone under the age of 13. This Site does not knowingly collect or solicit information from anyone under 13. If we learn that we have gathered personal information from anyone under 13 without a parent or guardian’s consent, we will delete that information as soon as possible. If you believe we have collected such information, please contact us


You have the right at any time to prevent us from contacting you for marketing purposes by notifying us by email.


The Company reserves the right to change this Policy and our Terms of Service at any time. You should periodically check the Site and this privacy page for updates.


If you have any questions regarding this Privacy Policy or this Site’s practices, please contact us by sending an email

Last Updated on January 5,  2021